You pay nothing until you see results but credit monitoring is needed and it's 29.99 a month. It is a requirement to remain in the program. It's how we download your new credit reports, see what your scores are and see whats been deleted after each round. You can cancel at anytime. Please email your username and password to If you fail to do so, we can not get your started.

Once you are happy with your scores, you will only have to pay $250 for our services.

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